Legal Policy

Use of this Site

The following terms apply to your use of the Wealth Stewards website, Client Portal and Mobile Application (the “Sites”). Information provided on this Site is for information purposes only and is not intended to provide investment advice, legal, accounting or tax advice, or a recommendation or an offer of solicitation and should not be relied upon in that regard. There is no assurance that any views, predictions or projections made will occur. Past performance is not indicative of future results. The investment portfolios discussed may not be suitable or appropriate for all investors and do not consider your unique objectives, constraints or financial needs.

Commentary contained within this Site reflects the opinions of Wealth Stewards at the time of writing and may reference sources that Wealth Stewards believes to be accurate and reliable. Wealth Stewards does not guarantee the accuracy or completeness of such information and our opinions and viewpoints may change over time. Forward-looking statements are based on historical events and trends, and may differ from actual results.

This Site is made available on an “as is” basis. We assume no responsibility for any losses incurred due to the use or unavailability of this Site. No warranty, express or implied, as to the accuracy, timeliness, completeness of any opinion or information is given or made by Wealth Stewards in any form or manner whatsoever.

Your continued access or use of this Site will constitute your acknowledgment of any modified terms and conditions and your agreement to abide and be bound by any changes to information provided.

By accessing this Site, you accept and agree to comply with the terms and conditions set out herein.

Security

Wealth Stewards makes no representation that this Site will be uninterrupted or error free, that defects will be corrected, that the site and/or server that makes it available are free of viruses or other harmful components. It is your sole responsibility to take precautions to ensure that your computer is adequately protected from computer viruses or other destructive properties.

Certain parts of this Site can only be accessed via a username and password. You are solely responsible for maintaining the security of your username and password and for ensuring that others do not use them without your permission. You will be responsible for any wrongdoing or liability that results from the use of your username and password and should act accordingly to take necessary steps to protect confidentiality. Wealth Stewards is not responsible for any unauthorized access to non-public areas of the Site. Should you become aware that your username and password have been compromised, immediately contact Wealth Stewards at admin@wealthstewards.ca . For security reasons, Wealth Stewards will never contact you to confirm your password.

Third-Party Websites

Other external or third-party websites that may provide access to this Site by hyperlinks are entirely independent of this Site. Any direction by a third party to this Site shall not in any manner be construed as an endorsement by Wealth Stewards of such party's website, products or services.

This Site contains links to third-party websites and is provided to you solely as a convenience and is not to be considered an endorsement by Wealth Stewards. Wealth Stewards is not responsible for the content or accuracy of materials on such third-party websites nor is Wealth Stewards obligated to update or correct any information provided on those sites. If you decide to access the linked third-party websites, you should do so at your own risk. Such websites may be governed by terms and conditions different from those applicable to this Site.

Privacy

Wealth Stewards strives to protect personal information provided to us in the course of our relationship with clients. Please refer to Wealth Stewards’ Privacy Policy that is part of these terms, to learn about Wealth Stewards’ collection, usage, disclosure of information and measures taken to protect the privacy and security of your personal information.

Use of Name, Logo, Trademarks and Copyright

All information provided on this Site is the property of Wealth Stewards and is protected by applicable copyright and trademark laws. Your use of this Site does not transfer to you any ownership or other rights in this Site or its content. This Site is made available for lawful, personal, non-commercial use only. No use of the Wealth Stewards inc. name, logo or any information contained on this Site may be used, copied, reproduced or redistributed without the prior written consent of Wealth Stewards.

Registration Status

Portfolio Stewards Inc. is a portfolio manager and exempt market dealer in Ontario, Alberta, British Columbia, Manitoba and Saskatchewan. Portfolio Stewards is also registered as an Investment Fund Manager in Ontario and Quebec.

Portfolio Stewards is registered as an Investment Advisor with the U.S. Securities and Exchange Commission under the Investment Advisers Act of 1940.

Trade-Matching Statement

This Trade-Matching Statement is being provided in accordance with National Instrument 24-101- Institutional Trade Matching and Settlement and Companion Policy 24-101CP (the “National Instrument”). It applies to all trades that are subject to the National Instrument. We confirm that we have established, maintain and enforce policies and procedures designed to achieve matching in accordance with the National Instrument.

GIPS® Compliance

Portfolio Stewards Inc. claims compliance with the Global Investment Performance Standards (GIPS®). To receive a list of composite descriptions and/or a presentation that complies with the GIPS standards, please email us at info@wealthstewards.ca

Non-Canadian Investors

The information contained on this Site does not constitute an offer or solicitation by anyone to buy or sell any investment fund or other product or service to anyone in any jurisdiction in which an offer or solicitation is not authorized or is unlawful. Securities of the Canadian pooled funds managed by Portfolio Stewards will not be sold to any person residing outside Canada unless such sales are permitted under the laws of their jurisdiction. Portfolio Stewards provides investment advisory services on a discretionary basis to non-Canadian persons and investors (including U.S. persons) where permitted by law. Prospective investors who are not residents of Canada should consult with Wealth Stewards to determine if these securities may lawfully be sold in their jurisdiction.

For convenience purposes, Portfolio Stewards has made available certain of its Canadian pooled funds’ net asset value information which is intended for Canadian investors only.

OneAscent Financial Services LLC

WEBSITE “LEGAL DISCLOSURE”

Wealth Stewards Inc. offers investment advisory services through OneAscent Financial Services LLC. OneAscent Financial Services LLC (“OAFS”) is an investment advisor located in Alabama. OAFS and its representatives are in compliance with the current registration requirements of those states in which OAFS maintains clients. OAFS may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. OAFS’s website is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of the OAFS website on the internet should not be construed by any consumer and/or prospective client as OAFS’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet. Any subsequent, direct communication by OAFS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. A copy of OAFS’s current written disclosure statement discussing OAFS’s business operations, services, and fees is available from OAFS upon request. OAFS does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to OAFS’s website or incorporated herein, and takes no responsibility thereof. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

OAFS and its representatives are in compliance with the current registration requirements of Part 8.26 of National Instrument 31-103, whereby OAFS qualifies for an exemption from registration requirements. Pursuant to Part 8.26(4)(e), OAFS discloses that OAFS is not registered in the local Canadian jurisdiction to provide the advice described under Part 8.26(3); OAFS’s principal place of business is 23 Inverness Center Parkway, Birmingham, Alabama, United States, 35242; all or substantially all of OAFS’s assets may be situated outside of Canada; there may be difficulty enforcing legal rights against OAFS because of the above; and OAFS’s agent for service of process in the local jurisdiction is Vern Vipul, LL.B

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended by OAFS) or product made reference to directly or indirectly by OAFS in its website, or indirectly via a link to an unaffiliated third party website, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.

Certain portions of OAFS’s website (i.e., newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, OAFS’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendations(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from OAFS, or from any other investment professional. OAFS is neither an attorney nor accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice. Correspondingly, each client and prospective client agrees, as a condition precedent to his/her/its access to OAFS’s website, to release and hold harmless OAFS, its officers, directors, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from OAFS.